Health insurance: Whether you’re thinking about your own coverage, or you’re considering coverage for your dog or cat, it can be confusing and overwhelming. While we can’t tell you what to do about your own health insurance, here’s some information to ponder when considering insurance for your pet.
According to the North American Pet Health Insurance Association (NAPHIA), more than 1.4 million pets in the U.S. and 200,000 pets in Canada were insured at year-end 2015. The vast majority of pet insurance plans purchased—97 percent—covered accidents, illnesses, and preventive care.
How pet insurance works
Like insurance for humans, deductibles, copayments, premiums, and coverage can vary widely between the different pet policies and companies. The biggest difference between pet insurance and human insurance: You typically have to pay your veterinary bill in full and wait for the insurance company to reimburse you, although, some pet insurance companies will now pay the veterinary hospital directly, which decreases your upfront out-of-pocket costs.
CareCredit Financial Services
Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care for the pet you love. That’s why we’re pleased to offer CareCredit®, North America’s leading client payment program. CareCredit lets you say “yes” to the best treatment for your pet immediately, and pay for it over time with low monthly payments that fit easily into your budget.
Like a credit card, but better. CareCredit works just like a regular credit card, but without high-interest rates, annual fees or pre-payment penalties. CareCredit offers flexible and convenient financing options with zero hidden fees and low monthly payments. You can use your CareCredit card over and over for all your pet’s follow-up care as well as annual exams and vaccines. So you can focus on what really matters, like playing fetch and learning new tricks.
We invite you to learn more by visiting www.carecredit.com. You can apply online for your CareCredit card today.